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WELCOME TO YOUR HOME LENDING GUIDES

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SERVICES

SERVICES

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Understanding Home Loans

Our in-depth guides provide valuable insights into the world of home lending, making it easier for you to navigate through the various options available.

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Loan Application Process

Navigate through the complexities of the loan application process with our comprehensive resources and step-by-step guidance.

Mortgage Rates and Trends

Stay informed about the latest mortgage rates and trends, empowering you to make well-informed decisions when it comes to your home financing.

ABOUT
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ABOUT ME

Patti Jo Hollon is a dedicated mortgage lender and branch manager proudly serving Rockwall, Texas, and the surrounding communities. With years of experience in the mortgage industry, Patti Jo is passionate about helping individuals and families navigate the home financing process with confidence and clarity. She takes pride in offering personalized guidance, clear communication, and solutions tailored to each client’s unique goals.

As a branch manager, Patti Jo leads with integrity and a strong commitment to service, ensuring her team delivers a smooth and supportive experience from application to closing. Whether working with first-time homebuyers, growing families, or seasoned homeowners, she is focused on making the path to homeownership as seamless as possible.

Outside of work, Patti Jo enjoys spending quality time with her husband, Michael, and her family. She loves being part of the Rockwall community and appreciates everything Rockwall, TX has to offer—from local events to lakeside living. Her deep connection to the area allows her to better serve the people who call it home.

2020

500+

1000+

5+

Year Established

Loans Serviced

Homebuyers Helped

Star Review

Meet the Team

Our experienced mortgage team is committed to providing personalized guidance and a smooth home loan experience. We’re here to support you every step of the way with knowledge, care, and trusted local expertise.

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Branch Manager

Patti Jo Hollon 

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Sr. Mortgage Lender

Ivette Balser

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Mortgage Lender

Lauren Rowsam

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Sr. Mortgage Lender

Angel Chandler

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Production Assistant

Krista Hollon 

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Production Assistant

Ariel Jenkins

JOIN OUR COMMUNITY

A GLIMPSE OF WHAT WE HAVE TO OFFER

RENOVATION LOAN

5X5 PROGRAM

PROP TAXES & HOMESTEAD

RENOVATION LOAN

loanDepot’s renovation loan lets homebuyers or homeowners finance both the purchase (or refinance) of a property and the cost of renovations in one loan, simplifying the process with a single closing and payment. It’s designed for people who want to upgrade or repair a home right away—covering everything from cosmetic updates to major structural improvements—while using flexible options like FHA 203(k), Fannie Mae HomeStyle®, or VA renovation programs. This type of loan can be especially helpful for buyers looking at fixer-uppers or homeowners wanting to increase their property value without taking out a separate construction loan.

5X5 PROGRAM

loanDepot’s 5×5 loan program is a portfolio loan option designed to give borrowers more flexibility than traditional conventional or government financing, typically allowing lower down payments, reduced mortgage insurance requirements, and fixed-rate stability for the first five years before adjusting. It’s a great fit for buyers who may not perfectly meet standard guidelines but still want competitive terms and a predictable payment upfront. Keep in mind: loan guidelines, features, and availability can vary by state—Texas has specific restrictions on certain loan structures and equity products, so borrowers in TX may see differences in how this program is offered or structured.

PROP TAXES & HOMESTEAD

In Texas, filing a homestead exemption is important because it lowers your property tax bill by reducing the taxable value of your primary residence, often saving homeowners hundreds or even thousands each year. To qualify, the home must be your primary residence, and you apply by submitting a homestead exemption form (typically Form 50-114) to your county appraisal district, usually by April 30. Once approved, you generally don’t need to reapply as long as you live in the home. The exemption directly impacts your taxes by removing a set amount (for example, up to $140,000 for school taxes) from your home’s appraised value—meaning you’re only taxed on the reduced amount, not the full value. 

CONTACT

GET IN TOUCH

Contact Me

Head Office

PJ Hollon 

Branch Manager

NMLS # 1759445

(817) 872-7904 - office

(817) 690-8810 - mobile

pjhollon@loandepot.com

110 Greenhill Lane, Suite 327

Fate, TX 75087

Inquiries

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